Personal Injury Protection Benefits in Hawaii
Obtain Compensation After an Accident
In the state of Hawaii, individuals who are involved in an auto accident
may be entitled to financial compensation for damages regardless of fault
if they have Personal Injury Protection (PIP) benefits. These benefits
are designed to allow accident victims, with the appropriate insurance
coverage, access to compensation. At Leavitt Yamane & Soldner, serving
Honolulu and all of Hawaii, our auto accident lawyers can help explain
PIP benefits to you and advise you of your eligibility.
If you would like to learn more about PIP benefits or you are interested in
scheduling a free consultation with our car accident lawyers, call (808) 518-2120.
What Are Personal Injury Protection Benefits?
Personal Injury Protection (PIP) benefits apply to individuals with no-fault
insurance coverage. In the event of an accident, parties who have no-fault
insurance coverage can file claims with their insurance providers for
compensation relating to injury expenses (property damage must be covered
either by Comprehensive or Collision coverage) regardless of who is at
fault. The benefits may apply to any driver, passenger, or
pedestrians involved in an automobile accident, but it is important to remember that
a PIP claim must be filed with the insurance provider. The benefits are
not automatically awarded.
In most cases, PIP benefits pay up to the policy limits for:
- Medical expenses
- Loss of wages
- Other related injuries (though in instances of gross negligence, such as
in a drunk driving accident, PIP benefits may not be applicable)
In the event of an auto accident, PIP coverage is designed to cover expenses
related to medical costs and other losses stemming from injury as quickly
as possible. The purpose of PIP benefits is to reduce the number of lawsuits
that originate from auto accident cases, though in instances in which
the damages exceed the compensation allowed by the PIP policy limits,
the injured parties may be eligible to file a claim in civil court. If
you have filed a PIP claim which was denied by your provider or you are
seeking assistance in filing a claim, our auto accident lawyers can help.
Located in Honolulu, Hawaii, we are committed to protecting victims’ rights.
What Compensation Can I Receive? Our Honolulu Personal Injury Lawyers Explain.
The compensation that an individual may be eligible to receive in the event
of an accident can vary based on the circumstances of his or her case.
However, individuals can typically obtain financial compensation for one
or more of the following:
Medical expenses – Any medical costs incurred as a result of your accident may be
covered under PIP benefits, regardless of which party was at fault for
the collision. This can include direct medical costs, rehabilitation costs,
costs related to continued care, reimbursement for prescriptions and other
medicines, and reimbursement for medical transportation.
Loss of wages – If you are unable to work as a result of your injuries or your
earning capacity has been inhibited by your injuries, PIP benefits may
provide you with compensation to help alleviate or supplement a loss of
income. If you are unable to work because you were injured in an auto
accident, it is important that you file a claim with your provider as
soon as possible to obtain compensation for lost income.
Funeral expenses and
wrongful death – If someone you love has been killed in an auto accident, PIP benefits
may provide the family of the deceased with compensation for funerary
costs and costs relating to a loss of income and loss of companionship.
Depending on the circumstances of the case, our
Honolulu car accident lawyers may be able to assist you in filing a wrongful death claim against the
For individuals who lack a thorough understanding of insurance policies
and the law, fully understanding PIP benefits can be difficult, as no-fault
insurance policies are complex. At the Honolulu, Hawaii law office of
Leavitt Yamane & Soldner, our auto accident lawyers can explain your
rights to you and take necessary action to protect your interests.
Call our office today to obtain more information.