Personal Injury Protection (PIP) benefits allow those who have been injured
in a car accident to seek financial relief through their own insurance
company. Hawaii is a no-fault insurance state. This means coverage for
your medical bills and lost wages will not come from the other party’s
insurance company, but from your own. Thus, in order to protect yourself
in case of an accident, it is necessary to obtain PIP insurance coverage.
Understanding How PIP Coverage Works
PIP coverage goes into effect after you have been injured in a traffic
accident. You will need to file a claim with your own insurance provider.
PIP benefits should pay for medical expenses and lost earnings from time
off of work. Generally, the PIP coverage will extend up to $10,000 for
medical bills, and you may need to file a separate claim for uninsured
or underinsured motorist coverage, depending on the situation.
In essence, PIP coverage protects you in case you are injured in a car
crash. Because of Hawaii’s no-fault insurance structure, you won’t
be able to pursue a claim against an at-fault party’s insurance
company. Thus, by having PIP coverage, you can receive the compensation
you need from your own insurance provider.
Dedicated Representation for Car Accident Victims in Hawaii
At Leavitt, Yamane & Soldner, we provide knowledgeable legal services
to clients who have been injured in a variety of accidents. Our
Honolulu car accident attorneys stay up to date on federal and state laws, and will work diligently for
your case. We are passionate about helping clients pursue justice for
their injuries. From start to finish, our firm will tirelessly represent you.
today to receive a free initial consultation.